Our FREE Checking Accounts Offer You:

Dare to Compare your checking account to ours:

Whether you prefer to write checks, use a debit card, bank online, or use an ATM, you get the latest in checking convenience when you check with RiverLand! Plus, you always have access to your money any time from anywhere.

Regular Checking
No monthly or per item charges saves you money! While bank checking fees average $180 or more per year, your RiverLand checking account is FREE. Checking with RiverLand makes cents…and in this case dollars, for you!

No minimum balance required and no check writing limits offer you maximum account flexibility! We want your business, large or small. A RiverLand checking account is designed for your benefit.

Whichever you choose can save you hundreds of dollars when compared to the fees that are charged to most bank checking accounts.

Overdraft Protection
With adequate overdraft protection from your RiverLand savings account, Revolving Credit Account, or Money Market Savings, you can rest assured that you’ll never be embarrassed or inconvenienced with a return check.

Overdraft Protection      Courtesy Pay Opt-Out

Convenient Deposit Options
Direct Deposit or Payroll Deduction ensures that your money is in your account on payday! No more waiting in line to deposit your check.

Convenient Carbonless Checks makes record keeping easy by providing you with an exact duplicate of your written check. No more forgotten amounts or surprises when your statement arrives. When you’re ready to order your checks, we have a variety or low cost, high quality checks available.

Money Market Checking
You Earn More and Save More with a RiverLand Money Market Checking Account. There are no monthly or per item charges and no check writing limits. You earn dividends each day on the funds on deposit in your account. Your money on deposit earns dividends until it's needed to pay a check. And the minimum balance requirement is just $1,000 - providing you with maximum liquidity and earnings.

NOTICE OF CHANGES IN TEMPORARY NCUA INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS

All funds in a ‘‘noninterest-bearing transaction account’’ are insured in full by the National Credit Union Administration through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to members under the NCUA’s general share insurance rules.

The term ‘‘noninterest-bearing transaction account’’ includes a traditional share draft account (or demand deposit account) on which the insured credit union pays no interest or dividend. It does not include any transaction account that may earn interest or dividends, a negotiable order of withdrawal (‘‘NOW’’) account, money-market deposit account, and Interest on Lawyers Trust Account (‘‘IOLTA’’), even if share drafts may be drawn on the account. For more information about temporary NCUA insurance coverage of transaction accounts, visit www.ncua.gov.

Direct deposit is the safest and easiest way to get your Social Security and other federal benefit payments.

Sign up for direct deposit of your Social Security or SSI payment!