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  SAVINGS RATES  Rates effective: February 1, 2013 and may change without notice.
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Savings Rates

Dividend rates are declared monthly.  Earnings are paid on the last day of the month and are compounded monthly.  Below are rates paid on accounts with balances of $105 or more. 


Share (Savings) Christmas Club
APR APY APR APY

$105 - $9,999.99

0.10%

$10,000 or more

0.25%

$105 - $9,999.99

0.10%

$10,000 or more

0.25%

$105 or more

0.25%

$105 or more

0.25%


Certificate & Money Market Rates

Dividend rates are reviewed each week.  Our rates are listed below, however rates are subject to change without notice so call our office for current rates.  Yields reflect monthly compounding. The minimum balance requirement is just $1,000 unless noted.  Certificate rates are available on Certificates, IRAs, & HSAs.

 

Step-Up Rate Options Help Remove the Rate Risk of Investing in a Certificate During a Rising Rate Market!

We offer Step-Up rate options on our 6, 12, 18, 24, 36, and 60 month Certificates. With Step-Up, once you purchase a Certificate, after half the term has expired, you may choose to Step-Up the rate to the current rate that is offered on a Certificate of the same term as the one originally purchased.  Plus, there is no cost to activate Step-Up and it's easy; all you have to do is request the Step-Up rate option when you purchase, or renew, your Certificate then contact one of our friendly Investment Counselors and let us know when you want to Step-Up your rate!

Term/Type Annual Percentage Rate Annual Percentage Yield
60 Month Certificate 0.99% 1.00%
36 Month Certificate 0.99% 1.00%
24 Month Certificate 0.84% 0.85%
18 Month Certificate 0.64% 0.65%
12 Month Certificate 0.49% 0.50%
6 Month Certificate 0.34% 0.35%
3 Month Certificate 0.25% 0.25%
Money Market Investment

$1,000 - $9,999.99

0.39%

$10,000 or more

0.39%

$1,000 - $9,999.99

0.40%

$10,000 or more

0.40%

Money Market IRA* 0.99% 1.00%
Super Money Market**

$25,000 - $49,999.99

0.39%

$50,000 - $74,999.99

0.39%

$75,000 or more

0.39%

$25,000 - $49,999.99

0.40%

$50,000 - $74,999.99

0.40%

$75,000 or more

0.40%

Money Market Checking .15% .15%
HSA *** 1.49% 1.50%

Early withdrawal penalties may apply; fees may reduce earnings.

* $100.00 minimum investment              ** $25,000.00 minimum investment

*** No minimum balance is required to open an HSA.   An HSA balance must 

      exceed $2,000 before investing in a Certificate and minimum balance applies.

  Truth in Savings Disclosure                Federal Deposit Insurance Brochure

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RiverLand CU
Main Office Address:
639 Loyola - Suite 220
New Orleans, LA 70113

Phone (504) 576-5800
    800-586-4RCU (4728)

Fax
  Member Services
  (504) 576-5805
  Loan Department
  (504) 576-LOAN (5626)

TONEY (504) 525-9447
                800-648-2342
Loans by Phone
      
(504) 576-5800 x 2
      800-586-4RCU(4728)

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ATM Locations

 

 


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