Dividend rates
are declared monthly. Earnings are paid on the last day of the month and
are compounded monthly. Below are rates paid at previous quarter-end on accounts
with balances of $105 or more.
| APR |
APY |
APR |
APY |
| 0.74% |
0.75% |
1.00% |
1.00% |
Dividend rates are reviewed each
Wednesday. Rates
shown below were
paid January 28, 2009. Yields
reflect monthly
compounding. The
minimum balance
requirement
is just $1,000 unless
noted. Certificate rates are available on Savings Accounts, IRAs, & HSAs.
| Term/Type |
Annual Percentage Rate |
Annual Percentage Yield |
| 60 Month Certificate |
3.93% |
4.00% |
| 36 Month Certificate |
3.69% |
3.75% |
| 24 Month Certificate |
3.45% |
3.50% |
| 18 Month Certificate |
2.47% |
2.50% |
| 12 Month Certificate |
2.47% |
2.50% |
| 6 Month Certificate |
2.23% |
2.25% |
| 3 Month Certificate |
1.74% |
1.75% |
| Money Market Investment |
$1,000 - $9,999.99
0.75%
$10,000 or more
0.99% |
$1,000 - $9,999.99
0.75%
$10,000 or more
1.00% |
| Money Market IRA* |
3.00% |
3.04% |
| Super Money Market** |
$25,000 - $49,999.99
1.24%
$50,000 - $74,999.99
1.74%
$75,000 or more
1.98% |
$25,000 - $49,999.99
1.25%
$50,000 - $74,999.99
1.75%
$75,000 or more
2.00% |
| Money Market Checking |
.49% |
.50% |
| HSA *** |
4.00% |
4.08% |
Early withdrawal penalties may apply.
* $100.00 minimum investment ** $25,000.00 minimum investment
*** No minimum balance is required to open an HSA. An HSA balance must
exceed $2,000 before investing in a Certificate of Deposit and Certificate
minimum balance applies.
 Truth in Savings Disclosure
|
