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RiverLand Credit Union
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Your dreams are only a loan away
... whether it's driving a new car, escaping on vacation, remodeling your home, or putting your son or daughter through school, RiverLand Credit Union offers an affordable loan to make your dreams a reality.

You'll receive 24/7 account access through NetTeller and "Toney" in addition to low interest rates, convenient payment options, and fast, friendly service. Browse our loans below for details and click the "Apply Now" button when you're ready to complete our secure online loan application.

Choose A Loan Type:

Auto Loans
Home Equity Line of Credit 
Mortgage Loans
Signature Loans
 Tuition Loans
Vacation Loans
Other Loans

Current Loan Rates


Auto Loans
Visit the RiverLand Auto Resource Center for information on auto-buying, vehicle valuations, and auto insurance. 


Auto Resource Center


Loan Types

  • Cars
  • Trucks
  • Boats
  • Motorcycles
  • RVs
  • ATVs
  • Vans
  • Tractors
  • Other Vehicles

Auto Loan Benefits

  • More than 100% financing available for New & Used Vehicles including tax, title, license, extended warranty, and GAP!
  • Convenient online application with fast decisions!
  • Low, affordable interest rates!
  • Flexible Terms up to 72 months!
  • GAP (Guaranteed Asset Protection) Just $250 for Autos!
  • Low cost Mechanical Repair Coverage  (extended warranty)!
  • With pre-approved financing in hand, shop for a new or used vehicle with confidence!

Apply Now


Home Equity Line of credit
A RiverLand Home Equity Line of Credit provides a ready source of financing whenever you need it. Get a low rate and borrow up to 100% of your home’s value!

Home Equity Line of Credit Benefits

  • Affordable Payments amortized over 10-year terms!
  • No Application Fees!
  • Fast Turnaround!
  • EZ Application Process!
  • No Annual Fees!
  • No Teaser Rates!
  • Convenient online application with fast decisions!

    Apply Now

Home Center
Visit the RiverLand Home Center for helpful planning tools and Home Owner's insurance. 

Home Center

Home Mortgages

RiverLand is your source for all types of home mortgages!
We offer more than 150 different mortgage loans. Whether you are interested in FHA, VA, conventional, fixed rate, adjustable rate, or anything else, we can help you meet your financial objectives.

  • Apply by phone by calling 800-586-4RCU(4728) x 2
  • Apply at any RiverLand Branch

Learn More | Apply Now | Prequalify
Daily Rates


Signature Loans

Signature Loan Benefits

The only collateral required for these loans is your signature and a good credit rating.

  • Flexible terms from 12 to 48 months!
  • Low, affordable interest rates!
  • Convenient online application with fast decisions !

    Apply Now


Tuition Loans

Tuition Loan Benefits

  • Up to 10 month terms!
  • Low, affordable interest rates!
  • Convenient online application with fast decisions!

    Apply Now


Vacation Loans

Vacation Loan Benefits

  • Borrow up to $1200
  • 12-month term
  • Low, affordable interest rates
  • Convenient online application with fast decisions

    Apply Now


Other Loans

Loan Types

  • Computer Loans (Up to 30 months)
  • Revolving Credit Account Loans
  • Consolidation Loans (Up to 48 months)
  • Share Savings & Certificate Secured

Loan Benefits

  • Low, affordable interest rates!
  • Convenient online application with fast decisions!

Apply Now



The Fair Concept (Future Adjustable Interest Rate)
Adjustable rate consumer loans made by RiverLand Credit Union are subject to the "FAIR" concept, or Future Adjustable Interest Rates. As loan interest rates are adjusted to reflect changes in the overall economic market, the term of your loan will be adjusted - longer or shorter - to compensate for the loan rate change. Loan payments, however, will remain the same for the duration of your loan. Loan rates are determined by the Board of Directors.

* These rates and terms are available to qualified borrowers for a limited time only. Rates are adjustable, subject to change at the discretion of the Board of Directors. Refinancing is available only on vehicles currently financed elsewhere. Restrictions and limitations apply, call for details.

Current Rates
Savings Rates
Deposit Rates
Loan Rates
Loan Services
- Loan Application

- Loan Calculators

- Auto Buying Resources

- Discounted Insurance Products
RiverLand offers Best Loan Value

RiverLand Ranks #1 in the Nation for Return to the Borrower!

Credit Union analyst Callahan & Associates has rated RiverLand Credit Union as #1 in the nation on their Return to the Borrowers Index.

Understanding your Credit Score

Click here for information on understanding your credit score



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