Ready
for a new set of wheels?
Before you buy get pre-approved financing by completing our fast online loan
application. With pre-approved financing in hand, shop for a new or used vehicle
with confidence.
We can give you dealer
invoice pricing on most makes and models. Do your homework before you
buy and get the most for your money. Used Car Values
are also available.
 To
find out how much credit you have available for your new vehicle purchase:
-
Fill
out a loan application online
- Apply by phone by calling 800-586-4RCU(4728) x 2
- Visit any RiverLand Branch
 Current
Rates
 Auto Loan & Auto Lease Calculators
Loan Types
- New & Used Cars
- Trucks
- Boats
- Motorcycles
- RVs
- ATVs
- Vans
- Other Vehicles
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Auto Loan Benefits
- More than 100% financing available for New & Used Vehicles including tax, title, license, extended warranty, and GAP!
- Convenient online application with fast decisions!
- Low, affordable interest rates!
- Flexible Terms up to 84 months!
- GAP (Guaranteed Asset Protection) Just $250 for Autos!
- Low cost Mechanical Repair Coverage (extended warranty)!
- With pre-approved financing in hand, shop for a new or used vehicle with confidence!
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| *Annual Percentage Rate (APR) is adjustable and subject to change. This offer applies to qualifying borrowers. Vehicle loans may only be refinanced from other financial institutions. Restrictions and limitations apply, call for details. |
| **This offer applies to qualifying borrowers on vehicle loans refinanced from other lenders. Annual Percentage Rate (APR) is adjustable and subject to change. We will refinance loans as low as 3.99% APR. Restrictions and limitations apply. Loans in chart were calculated using simple interest with the first monthly payment in 30 days. Actual savings will vary based on, but not limited to, amount financed, terms, and APR adjustments. |
Auto Insurance
Get a free quote on auto insurance through our partners,
Members Financial
Network.
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MEMBER’S CHOICE™ Guaranteed Asset Protection
If your vehicle is stolen, accidentally damaged beyond repair, or otherwise declared a total loss, you will be liable to pay the difference: the “gap” between the insurance settlement and your loan balance.
Guaranteed Asset Protection (GAP) helps cover the difference between your settlement and the loan balance for only a few dollars a month.
Learn more about GAP coverage for your vehicle loan.
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MEMBER’S CHOICE® Mechanical Repair Coverage (MRC)
MRC
helps pay for covered repairs on your car when that unexpected breakdown occurs. For a few dollars a month, you can protect your vehicle and your finances from expenses that could total hundreds or even thousands of dollars!
Learn more about MRC coverage for your vehicle.
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