You’re familiar with RiverLand for checking, savings, auto loans, and MasterCards, but do you know we now finance homes? RiverLand can be your single source for all types of home financing regardless of your preference. We offer more than 150 different mortgage loans, so chances are we have one that is perfect for you.
RiverLand is your source for all types of home mortgages!  Whether you are interested in FHA, VA, conventional, fixed rate, adjustable rate, or anything else, we can help you meet your financial objectives.
Apply Now | Prequalify | Daily Rates
A RiverLand Home Equity Line of Credit provides a ready
source of financing whenever you need it.
Try our convenient planning tools below — calculate simple payments, estimate your home's value, get a quote on homeowner's insurance, and use our secure loan application to apply online.
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Use
our secure online loan application to get a decision fast!
- Apply by phone by calling 1-800-267-9970
- Apply at any RiverLand
Branch |
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- Great Low Rates – as low as .25% below Wall Street
Journal Prime*!
- Loans up to 100% of your home’s value!
- Credit Limits up to $200,000!
- No Closing Costs*!
- Affordable Payments amortized over 10-year terms!
- No Application Fees!
- Fast Turnaround!
- EZ Application Process!
- No Annual Fees!
- No Teaser Rates!
- Interest may be Tax-Deductible*!
- Convenience checks provide EZ access 24/7*!
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| Apply online using our secure loan application. |
Estimate your home value instantly and privately online for free. |
Complete our online loan application to see if you pre-qualify. |
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| Get a free online quote for homeowner's insurance. |
Answer the tough questions with our online calculators. |
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 *Annual Percentage Rate (APR) is variable
and may change quarterly. APR will be based on the published Wall Street Journal
Prime and may vary according to combined loan to value and borrowers’ credit
score. A .25% rate reduction will apply if borrowers make qualified automated
payments. Your APR will never be less than 3.50% or exceed 18% or the maximum
allowed by law. RiverLand shall pay customary closing costs excluding; parish/county
assessed documentation fees or a borrower elected certified appraisal. Loan cancellation
within the first 36 months may result in the repayment of credit union paid closing
costs. Tax-deductible interest may vary based on your financial situation; consult
your tax advisor. Minimum initial draw is $2,500 or as determined by state law.
Property must be owner occupied. If the borrower is not a member, a $1 fee is
required to join the credit union. Restrictions and limitations apply, call for
details. |
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Whether
you need to use the equity in your home for renovations, bill con-solidation,
or a major purchase, or you need to insure and protect your home, RiverLand Credit
Union has the tools and resources to help. |
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Convenience
We have one of the most advanced, easy, online mortgage applications in the industry, so you can apply 24-hours a day, 7-days a week from your home, office, notebook computer, or anywhere. And in most cases, you will receive a firm loan decision within minutes! |
20% Realtor Rebate When you work with one of our nationwide Realtor groups, you’ll receive a 20% rebate on the 3% realtor commission that is charged on your purchase.
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Retained Servicing of Your Loan
In most cases, mortgage companies will sell your home loan to another company for servicing, often right after you close the loan. And you end up doing business with a company that you didn’t contract
with originally. This is not the case when you finance with RiverLand and CU Members Mortgage. |
Reputation
Financing your home is most likely the largest financial investment of your life. Wouldn’t you rather handle something this important with people that you know and trust? |
Continuity in Accounts Life gets a little easier when you consider that with RiverLand, all of your personal finances will be consolidated in one place. |
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| Understanding your Credit Score |
Click here for information on understanding your credit score
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Which mortgage is better for me? 
