Current Rates* (as of July 20, 2010)	Calculate a Payment	Apply Now
Loan Type	Minimum Payment Per $100 Borrowed	Annual Percentage Rate
VEHICLE  LOANS New, Used & Refinanced (84 months) Includes cars, trucks, motorcycles, boats, ATV's, RVs, tractors, wet bikes, & more!	$1.37	3.99%
SAVINGS SECURED Savings	2% above savings rate paid
CERTIFICATE SECURED Certificate of Deposit	2% above Certificate rate paid
GOLDEN OPPORTUNITY No Collateral (up to 48 months)	$2.56	10.45%
HOME EQUITY LINE OF CREDIT No closing costs. Borrow up to 100% of your home's value.	Please call for current rates.	Please call for current rates.
HOME MORTGAGES		click here for current rates
STORM PROTECTION No Collateral (up to 48 months)	$2.48	7.99%
MasterCard (Standard) Savings Secured	$2.00	8.88%
MasterCard (Gold) No Collateral	$2.00	10.45%
MasterCard (Standard) No Collateral	$2.00	15.25%
REVOLVING LINE OF CREDIT No Collateral	$3.50	16.00%
SIGNATURE No Collateral (12 months)	$8.61	5.99%
SIGNATURE No Collateral (24 months)	$4.76	13.00%
TUITION No Collateral (10 months) Fixed Rate	$10.37	7.95%
CONSOLIDATION LOANS No Collateral (48 months)	$2.94	18.00%

The Fair Concept (Future Adjustable Interest Rate)
Adjustable rate consumer loans made by RiverLand Credit Union are subject to the "FAIR" concept, or Future Adjustable Interest Rates. As loan interest rates are adjusted to reflect changes in the overall economic market, the term of your loan will be adjusted - longer or shorter - to compensate for the loan rate change. Loan payments, however, will remain the same for the duration of your loan. Loan rates are determined by the Board of Directors.

* These rates and terms are available to qualified borrowers for a limited time only. All rates are adjustable unless noted, and are subject to change. Refinancing is available only on vehicles currently financed elsewhere. Restrictions and limitations apply. Call for details.

RiverLand offers Best Loan Value

RiverLand Ranks #1 in the Nation for Return to the Borrower! Credit Union analyst Callahan & Associates has rated RiverLand Credit Union as #1 in the nation on their Return to the Borrowers Index.

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