RiverLand Credit Union - Mechanical Repair Coverage

As your car ages and racks up the miles, it could also rack up some big repair bills!

For just a few dollars a month, Mechanical Repair can save you hundreds or even thousands.

Getting an auto loan is about more than just the right rate. It’s also about having the right protection.

MEMBER’S CHOICE® Mechanical Repair Coverage (MRC) helps pay for covered repairs on your car when that unexpected breakdown occurs. For a few dollars a month, you can protect your vehicle and your finances from expenses that could total hundreds or even thousands of dollars! Purchasing Mechanical Repair Coverage on a vehicle that is still covered by the manufacturer’s warranty provides you with the most convenient, cost-effective way to ensure uninterrupted protection and peace of mind if you own the vehicle after the manufacturer’s warranty expires.

On the date of purchase, the MRC plan starts protecting you immediately from the cost and inconvenience of covered breakdowns, with the plan’s 24-hour roadside assistance, towing, emergency travel expense and rental reimbursement. The coverage complements your manufacturer’s warranty because the roadside assistance and travel expense reimbursement can be used immediately, even if your vehicle breaks down during the manufacturer’s warranty period.

Later on down the road, your protection continues seamlessly after your manufacturer’s warranty expires. If you’re purchasing coverage for an eligible used vehicle that is no longer covered by a manufacturer’s warranty, you’ll have peace of mind in knowing that you’re protected from the cost and inconvenience of covered breakdowns.

Contact us today for a quote on MEMBER’S CHOICE Mechanical Repair Coverage!

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* This information is intended to provide only an outline of the coverages, exclusions and limitations of the Mechanical Repair program. For exact coverages, exclusions and limitations, please review the Mechanical Repair Agreement/Insurance Policy itself. In those states where MEMBER’S CHOICE Mechanical Repair Coverage is offered as an insurance product, it is underwritten by Virginia Surety Company, Inc., Glenview, Illinois. The Mechanical Repair program is administered by Consumer Program Administrators, Inc. and Automotive Warranty Services of Florida, Inc., Florida License #60023.

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MRC Coverage

On covered repairs, the MRC plan includes:

- Rental reimbursement up to $30 per day for up to 5 days.

- 24-hour, toll-free roadside assistance, which covers towing, jump starts, flat tires, fuel and oil, and when keys are locked in your car.

- Emergency travel expense up to $500 for lodging, meals and transportation if a covered breakdown occurs more than 100 miles from home.

Points to Consider:

You should consider MRC protection if you have miles and/or years at risk. Ask yourself these four simple questions to help determine your need for Mechanical Repair Coverage:

• How many miles do you drive in a year?

• How many years do you plan to keep your vehicle?

• How many total miles do you expect to drive your vehicle?

• How many miles remain under your factory warranty, if any?

Equal Housing Lender.

Federally Insured by the NCUA.